Wordless Wednesday – November 7

What a beautiful place to take a walk. Makes exercise a pleasure when I’d rather gaze at the ocean instead of wondering how far the walk is…

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DIY: Two Button Statement Earrings

Hello everyone! I found this fabulous DIY project for “two button statement earrings.” Looks to be a fun and creative project and definitely appeals to my thrifty side. I can see myself wearing these to a holiday party for sure. I’m going to a few thrift shops this weekend so will keep you posted if I find some sparkly materials to make my earrings. Cheers and Happy Tuesday!

IT’S STATEMENT EARRING TIME!!!! No seriously… it’s time! The holiday’s are around the corner and it’s time to start updating our jewelry collections with a few gorgeous sparklers for the season. Using the same technique as my DIY button ring tutorial, here’s an easy breezy project to help you bring a little bling to those earrings!

Materials: 4 Buttons, 4 Earring Findings With Post and Hoop, Jump Rings, Earring Backings

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Pawn Shops! Economic Barometer?

Hello Everyone! Earlier this week I had the pleasure of going on a “pawn shop” trip in San Diego’s North Park area.  It just so happens I had a birthday earlier this week too– so I was in search of an opal ring– my birth stone.

How do pawn shops work?  A pawn shop gives customers a place to sell their personal items for cash. The  pawn broker looks the item over and determines how much money he can obtain for it.  He then makes a lower offer to the customer. The pawn broker makes money when he  sells the item at a higher price.  (I have a feeling the pawn broker made some money off me…)

Read more:  How Do Pawn Shops Work? | eHow.com

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Pictured above is the opal ring I found at CashCo Jewelry & Loan for $90.  Lucky for me the jewelry was 30% off the day I was there.  This was my first serious trip to a pawn shop. I was surprised at the fantastic quality goods I found.  Since I’m still in search of diamond earrings– looks like I’ll be cruising by the pawn shops when I’m ready to buy those.

Which brings me to my next question– pawn shops as economic barometers?  Why is the pawn industry generating so much buzz as a “barometer of  the economy”? Reports show the three publicly traded pawn  companies reported significantly increased earnings during the last two  fiscal quarters. An increase in gold value and the “Cash for  Gold” craze have both shown record numbers of people trading in old jewelry  and coins for cash. Perhaps the perception could be based on speculation  that in hard times, people pawn. However, there is a larger, more  compelling story about the pawn industry.

The National Pawnbrokers Association reports there are over 30 million pawn store customers per year and they appreciate this unique form of credit and tend to borrow only what they need, as evidenced by the relatively low national average loan amount of $80. NPA President and pawn shop owner Dave Crume says, “Pawn customers repay their loans and redeem their collateral at a correspondingly high average national redemption rate of 80 percent. These parameters appear to be holding constant, despite the current economy.”

  • CashCo Jewelry & Loan #1
  • 4502 University Avenue #103
  • San Diego, CA  92105
  • Web: www.cashcopawn.com

I’m not sure what to make of all this, but I’m really glad I stopped by CashCo last Monday and found my lovely opal ring. I’m pretty sure it was “pre-owned” and that is fine.  (Now if I could just find some “pre-owned” diamond earrings….)

Under-consumption is more in-style than ever, right??!  (why buy new?)

Cheers!

 

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Wordless Wednesday – October 31

Happy Halloween everyone! Check out my pumpkin carving skills…

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Halloween Nails. Great ideas for a scary manicure.

Hello Everyone! I’ve had a busy and fun weekend– celebrating my birthday, carving pumpkins and eating way too much food. Just wanted to share these cool ideas for Halloween nails. I like the spider web best. Cheers!

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Happy Flip Flop Friday! How to Keep Your Flip Flops Looking Pretty

Hello Everyone! Happy Friday– and what a beautiful day it is here in sunny San Diego.  We haven’t celebrated Flip Flop Friday for a while so I figured it was time to get back on track with that–haha.  And what better way than to talk about how to keep your flip-flops clean.

Flip flops are my favorite “shoes” of summer. They are great for wearing to the pool,  the beach and just hanging out.  Now that the Fall season is upon us, have you noticed your favorite pair is getting a  little dingy? Here is how to bring them back to life and better than ever!

Instructions… here are a few options to get your flip-flops looking pretty again…

  • Start with plain soap and water and an old toothbrush. Remove most of the  grime with a little scrubbing.
  • Put them in the dishwasher. Do not wash them with dishes– use a gentle  cleaner when running your rubber sandals through the wash. Add vinegar and baking soda to the wash to do double  duty–cleaning your shoes and your dishwasher at the same time. (thrifty, right?)
  • Let your tub fill with water while you take a shower. Soak flip-flops  to loosen dirt, and scrub with a nail brush afterward.
  • Use the Mr. Clean Magic Eraser as an easy way to remove grime from your flip-flops and  bathtub.
  • Try an oxygen cleaner and water to get stains off your sandals. You may need  to add the power of a scrub brush for maximum results.
  • Use steel wool pads with soap to get down and dirty with the grit in your  flip-flops. This method works best after soaking the sandals in a sink of water  for about an hour.

Read more:  How to Clean Flip Flops | eHow.com

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Under-consumption is More In-Style Than Ever!

Frugality is all about having choices, right?  With millions of people looking for ways to save money in tough times, a growing number of people have turned to resale shops and thrift stores to find their clothes, furniture and household goods.  Statistically about 20% of people shop in thrift stores regularly, compared with about 14% in 2008.

The fashion-conscious set is more comfy in the thrift store setting now since place like Goodwill and even local church-affiliated nonprofits are now likely to boast racks organized by color and size, as well as (surprisingly!) newer, seldom-worn clothes. Thrift shoppers these days are reaping the benefits of “overconsumption”– donations often come directly from the stuffed closets of the rich.

Since its start in 1902, Goodwill Industries has expanded into 2,700 stores in 15 countries, said Jim Gibbons, CEO and president of Goodwill. The total donated goods revenue for
the Goodwill network is more than $3 billion, he said.  Shoppers are also flocking to The Salvation Army’s more than 600 stores. In the last five years, there has been about a 4% increase in sales. There is expected to be a 1.5% rise in sales this year compared with 2011, said Maj. Mark Nelson, secretary for business at the company.

At some point during the recession and its lingering aftermath, Gen Y, the youth demographic burdened with huge student loans and an awful job market, realized that perhaps paying $30 for a new T-shirt at Gap was unwise. It certainly was not sustainable. Young shoppers may have first turned to thrift stores out of necessity or desperation, but by now, they’re more likely to view secondhand shopping as sensible—even cool.

Read more: http://moneyland.time.com/2012/07/10/the-thrift-store-not-just-for-penny-pinching-grandmas-anymore/#ixzz29Wh67JLH

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